Open banking · Receive · Send · Live

Payments that work.
Every time.

Make A Payment helps e-commerce businesses receive funds from customers and send payments. Quickly, securely, reliably.

Encrypted Settles fast High acceptance

Two services. One discipline. Receive. Send.

Money in. Money out. Both halves of every commercial relationship, held to the same standard of care.

Pay-ins · 01

Receive Payments

Accept payments from customers with confidence. Powered by open banking, direct from their bank account, with no card numbers.

Today's payments
Albrecht Logistik €8,420.00
Bianchi Forniture €1,245.00
Lefèvre Logistique €3,680.00
  • aDirect bank-to-bank, no card details
  • bFunds arrive without unnecessary delays
  • cHigh acceptance rates across major payment methods
  • dEvery transaction verified, monitored, secured
Pay-outs · 02

Send Payments

Pay suppliers, partners, and beneficiaries reliably. Outbound payments are tracked end-to-end, with full visibility at every step.

  • aTracked end-to-end, with full visibility at every step
  • bFaster delivery to where it matters
  • cReliable outcomes. Fewer delays, fewer failed transfers
  • dOutbound at any volume, without surprises

Four operating principles. Applied without exception.

Speed without shortcuts. Security without bureaucracy. Reliability you don't have to think about.

  1. 001

    Money moves when it needs to.

    Collections settle quickly. Payments reach recipients without unnecessary delays. No overnight waits. Funds move at the pace your business demands.

    Speed
  2. 002

    Serious about security.

    Every transaction is encrypted, monitored, and protected. We apply the rigour of financial services to every payment we process. Your customers' funds and your business reputation depend on it.

    Security
  3. 003

    Built to stay up.

    Payments infrastructure that doesn't fail. Robust architecture, continuous monitoring, redundant systems. When your business is running, your payments are running too.

    Reliability
  4. 004

    No surprises.

    Clear pricing, traceable payments, full audit trails. You always know what happened to your money, and why.

    Transparency

Outcomes a merchant can feel.

What you start noticing when payments just work.

A · Revenue

More revenue, fewer losses.

Higher acceptance rates mean fewer failed transactions and more completed sales. Every payment that works is a sale you keep.

B · Cash flow

Money in your account sooner.

Faster settlement means money reaches your account sooner. You're not waiting days for funds that are already yours.

C · Outbound

Pay who you need, when you need.

Reliable outbound payments without the complexity of managing multiple banking relationships.

D · Confidence

Confidence in every payment.

Active monitoring and controls protect your business and your customers. Problems are caught before they become costly.

Fast settlement Funds move at the pace your business demands.
Secure by design Encrypted in transit and at rest, monitored end to end.
24/7 monitoring Eyes on activity, around the clock.
Reliable infrastructure Robust architecture and redundant systems, designed to stay up.

Integrate in minutes.
Scale without limits.

Built for developers. Designed to fit into your stack.

  • 01
    REST APIClean, predictable, well-documented endpoints.
  • 02
    WebhooksReal-time payment status pushed to your system.
  • 03
    SandboxTest before you go live, with no real money.
  • 04
    DocumentationEverything your team needs to integrate quickly and maintain confidently.

Our API is designed to be simple to integrate and straightforward to maintain. Clear documentation, a full sandbox environment, and support that responds. Your team can move quickly and ship with confidence.

~/api · request POST /v1/collections 
// Create a collection
POST /v1/collections HTTP/1.1
Content-Type: application/json
Authorization: Bearer sk_live_…

{
  "amount": 2500,
  "currency": "EUR",
  "reference": "ORDER-10482",
  "method": "open_banking",
  "redirect_url": "https://yourstore.com/confirmation"
}
~/api · response 201 Created 
{
  "id": "col_8f3a92d1",
  "status": "pending",
  "payment_url": "https://pay.makeapayment.io/col_8f3a92d1",
  "created_at": "2026-05-05T09:41:00Z"
}

Payments you can trust.
For the right reasons.

We don't just move money. We take responsibility for how it moves.

Fraud prevention

Every transaction is screened. We monitor for unusual patterns and act on them, so bad actors don't get a free pass through your payment flow.

Transaction monitoring

Visibility across all payment activity. Anomalies are flagged, investigated, and resolved, not ignored.

Responsible onboarding

Selective about who we work with. Careful merchant screening protects the integrity of the platform for everyone on it.

Financial crime awareness

We take our responsibilities seriously in preventing the misuse of payment infrastructure. That means applying scrutiny, not just processing transactions.

Data security

Payment data is encrypted in transit and at rest, handled to industry standards, and never sold or shared with third parties.

Transparent operations

What happens to your money, and why, is always visible to you. No black boxes.

We built Make A Payment because merchants deserve payments infrastructure that just works. Money in. Money out. Quickly, securely, and without drama. That's it.